Terms

Terms and Conditions of Use of AuburnBank's Web Site

We are glad you have chosen to visit our site. Before proceeding, please read these Terms and Conditions of Use carefully. By accessing our site, you agree to all of the following. Questions regarding these Terms and Conditions can be sent by email to customerservice@auburnbank.com, or by regular mail to 100 N. Gay Street, Auburn, AL 36830. You may also reach us by telephone during our normal business hours at (334) 821-9200 or 1-888-988-2162.

Product Information

One of the primary purposes of the AuburnBank web site is to provide information about AuburnBank, its products and its services. Information regarding our products and services is not intended to take the place of specific agreements with our customers governing our products and services, or our disclosures made in accordance with federal and state law. Information on our site may not apply to all products and services and is current only as of the date posted. Information presented on this site regarding any of our products and services does not constitute a commitment to provide any such product or service. Eligibility for certain products and services may vary, and is subject to final determination and acceptance by us. Please contact us directly at (334) 821-9200 or 1-888-988-2162 for more information, or for copies of any applicable agreements or disclosure statements.

Use of Information

The information contained on the pages of this web site is not intended to provide, and you should no rely on it for, legal, accounting, financial or tax advice. Please consult with your tax, accounting or financial advisor or legal counsel before using any of this information.

Geographical Limitations

AuburnBank is located in the State of Alabama. Our products and services are provided subject to Alabama and Federal law and are only available to existing customers and those located in our geographic markets defined as the cities and counties surrounding our branch offices.

General Transmission of Information by Electronic Mail

Please be aware that transmission of E-mail over the Internet may not always be secure. For example, E-mail may be intercepted by a third party or may not be immediately received by the designated person or department. Please do not use E-mail to send us confidential information or information that we may require in writing or which may need our immediate attention. You are welcome to contact us directly by visiting one of our offices, by telephone at (334) 821-9200 or 1-888-988-2162, or by regular mail at 100 N. Gay Street, Auburn, AL 36830. While we will honor our Privacy Promise to Customers, please be aware that except as required by law, we will not be subject to any additional obligations of confidentiality regarding, or liability for losses or damages incurred as a result of, submitted information or information transmitted to any person or entity as a result of a request for such transmission. Please be aware that if your E-mail service provides a "receipt" acknowledging your E-mail has been received, it does not that the message has actually been received or read by us.

We do provide security and protection of information for our Online Banking Services. By using the Online Banking Services, you use a unique customer identification number and secret password, and the information we provide you and you provide us is encrypted to prevent third parties from intercepting the information.

NO LIABILITY

In no event will AuburnBank or its holding company, subsidiaries or affiliates have any liability or responsibility for any loss or damage, including, without limitation, any direct, indirect, or consequential, incidental, or special loss or damage, arising out of or relating to the (1) use of or inability to use, print or display all or any portion of this site by you or any other person, or (2) any failure or delay or error in operation, transmission or performance, whether caused by system failure, virus or other disabling routine, or otherwise. This disclaimer of liability applies even if AuburnBank or its holding company, subsidiaries or affiliates or any of its or their service providers, employees, or affiliates or any of its or their service providers, employees, or representatives may be responsible for the particular circumstance or condition or have been advised of the possibility of any such loss or damage.

NO WARRANTY

Neither AuburnBank nor its holding company, subsidiaries, or affiliates makes any warranty regarding the site or the information or materials on the site or any linked site, and each of the foregoing expressly disclaims all implied and express warranties of any type, including, without limitation, warranties of merchantability, fitness for a particular purpose, non-infringement of intellectual property rights, and freedom from computer virus. This site is posted "as is" and "as available", and no representation or warranty is made as to the accuracy, sufficiency, timeliness, or completeness of the site or any linked site, or the information, pages or other materials included herein or therein. You may verify current rates and other information by calling us at (334) 821-9200 or 1-888-988-2162.

Additional Disclaimers

On occasion we may provide information about products or services offered by others, or links to web sites of third parties that may provide information that we believe might be of interest or use to you. Descriptions of, or references to, products, services or publications within this web site do not imply our endorsement or approval of any such product, service, or publication. We are not associated with or responsible for any of the web sites of third parties that may be assessed through our site and your use of any such hyperlinks, or other sites will be at your own risk. The content, accuracy, opinions expressed, products or services offered, and other links of other web sites are the sole responsibility of their authors and owners, and are not investigated, verified, monitored, authorized, or endorsed by us. Each third party website may have a privacy policy different from that of the bank and each third party website may provide less security than the AuburnBank's website.

Your Agreement to These Terms and Conditions

By accessing any page of this site, you agree to these Terms and Conditions. If you do not agree, please do not use our site. These Terms and Conditions do not modify or supplement any existing agreement that we may have with you and is not intended to be incorporated as part of any agreement between us. We reserve the right, at our discretion, to change, modify, add, or remove any of these Terms and Conditions at any time. Please check this page periodically for changes. Your continued use of this site following the posting of changes to these Terms and Conditions will mean you accept the changes. These Terms and Conditions are the entire agreement between the parties relating to the use of this site.
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