A Letter From Our President

2017 was a successful year for AuburnBank.  We finished the year with net income of $7,845,654.  Net interest income increased by 7% and our net interest margin ended the year at 3.29%.  Asset quality remains strong and our capital position is well above the minimum amounts required to be “well capitalized” under current regulatory standards.  Dividends of $0.92 per share were paid to our shareholders in 2017.  The annual cash dividend paid to shareholders has increased in 22 of the last 23 years.


In October of 2017, our Chairman, leader and friend Mr. E. L. Spencer, Jr. decided to retire as Chairman and CEO of Auburn National Bancorporation, Inc. after 37 years of service in that position.  He remains on the Board as Chairman Emeritus and continues to provide leadership and guidance for our Bank.  In the feature article of our annual report, there are a few highlights and achievements that are directly attributable to Mr. Spencer during his chairmanship.  All that have had the pleasure of working with him during his tenure have truly been blessed.  His legacy of hard work, integrity, and caring about each employee and customer are why AuburnBank continues to thrive in good economic times and difficult economic times.  I believe the original founders of our Bank would be pleased with the growth and success of the first and only remaining bank chartered in Auburn.  Mr. E. L. Spencer, Jr. has ensured the continued success of Bank of Auburn, Auburn National Bank and AuburnBank through his exceptional leadership and management skills. 


Thank you Mr. Spencer for your tireless efforts in making AuburnBank “One Great Bank” and for your many contributions that have enabled the communities we serve to grow and prosper.


Robert Dumas
Robert W. Dumas
President and CEO


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  • A Letter From Our President

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