We offer many different mortgage programs that have varying qualifications. If you have questions about qualifications, you should reach out to one of our mortgage lenders.
The home you can afford is based on the amount of mortgage loan you can comfortably support. Generally, the amount of mortgage you qualify for is based on income, debts, assets, credit history, current employment situation, and any other obligation.
Another Factor that will impact the amount of home you can afford is how much cash is required for down payment and closing costs.
Generally, you must complete a full mortgage application in order to lock a rate. You can work with your mortgage lender to discuss your mortgage options. They will also help you complete the application and lock in a rate when you are ready.